CAGR Calculator

Compute the compound annual growth rate of an asset.

Your Inputs

$
$

CAGR (compound annual growth rate)

Total growth

Multiple

How to Use This Calculator

1. Enter the beginning value of your investment.
2. Enter the ending value.
3. Set the number of years.
Your compound annual growth rate is shown instantly.

Calculation Method

CAGR = (Ending value / Beginning value)^(1 / years) − 1

CAGR is the constant annual rate that would grow the beginning value to the ending value over the period — useful for comparing investments of different lengths.

Source: Standard compound annual growth rate formula.

2.5× in 10 yr

$10,000 → $25,000 · 10 yr

9.60%

Doubled in 7 yr

$10,000 → $20,000 · 7 yr

10.41%

Slow grower

$10,000 → $12,000 · 5 yr

3.71%

Frequently Asked Questions

What is CAGR?

Compound Annual Growth Rate — the smoothed annual rate of return that connects a starting value to an ending value over time.

How is CAGR different from average return?

Average return ignores compounding and volatility; CAGR reflects actual compounded growth and is usually lower than a simple average.

Can CAGR be negative?

Yes — if the ending value is below the beginning value, CAGR is negative.

Does CAGR account for deposits or withdrawals?

No. It assumes a single beginning and ending value. Use the Compound Interest calculator for ongoing contributions.

Is CAGR a good comparison metric?

Yes — because it annualizes returns, you can fairly compare investments held for different time spans.

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Investment Disclaimer: Calculations are estimates based on assumptions. Past performance does not guarantee future results. Investments involve risk, including potential loss of principal. SmartStockCalcs is not a registered investment advisor. For educational purposes only — consult a licensed financial advisor before making investment decisions.

Last updated: May 24, 2026