1. Acceptance of Terms

By accessing and using SmartStockCalcs you accept and agree to be bound by these Terms of Service. If you do not agree, do not use the website.

2. Use of Service

You may use our calculators and content for personal, non-commercial purposes. You may not:

  • Use our tools for illegal purposes
  • Attempt to gain unauthorized access to our systems
  • Scrape or harvest content via automated means
  • Misrepresent our content as your own
  • Interfere with the operation of the site

3. Intellectual Property

All original content on this website — text, calculations, code, design — is owned by SmartStockCalcs or its licensors and is protected by copyright law. Formulas and mathematical concepts are public domain; their presentation here is not.

4. Disclaimer of Warranties

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. We make no representations about:

  • The accuracy of calculations beyond the published formula
  • The reliability of any specific result
  • Fitness for any particular financial purpose
  • Continuous availability of the service

5. Limitation of Liability

IN NO EVENT SHALL SMARTSTOCKCALCS BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL OR PUNITIVE DAMAGES ARISING FROM YOUR USE OF THE SERVICE, INCLUDING BUT NOT LIMITED TO:

  • Loss of profits, data, or business opportunity
  • Decisions made based on calculation results
  • Investment losses

6. User-Submitted Content

Any feedback you submit through our contact form may be used by us to improve the service. You grant us a perpetual, royalty-free, worldwide license to use that feedback. We will not publish your contact submissions verbatim.

7. Third-Party Links

The site may link to third-party websites and may display third-party advertisements via Google AdSense. We are not responsible for the content, accuracy, or practices of those third parties.

8. Modifications

We reserve the right to modify these Terms at any time. Continued use of the service after changes constitutes acceptance of the new Terms.

9. Governing Law

These Terms shall be governed by applicable law, without regard to conflict-of-law principles. Disputes shall be resolved in the appropriate jurisdiction.

10. Contact

For questions about these Terms, please use our contact page.